Nicole J. Rothstein

From Vacancy to Vitality: Rebuilding Kansas City Neighborhoods into Economically Vibrant...

National Community Reinvestment Coalition (NCRC) member Community Builders of Kansas City does more than build houses - they build ecosystems where housing, small business development and community spaces work together to create more self-sustaining neighborhoods.

Unlocking Wealth on Trust Land: NCRC Member Helps Tribal Families Gain New Paths to Homeownership...

Homeownership isn't just part of the American dream - it's a critical tool for building wealth and financial security. Because unique federal rules and regulations make it harder for tribal communities to achieve homeownership, the Tribal Homeownership Coalition of the Southwest (THOCSW) is working to bridge that gap.

East LA Community Corporation Builds Opportunity Through Housing and Advocacy " NCRC

Celebrating its 30th anniversary this year, the East LA Community Corporation (ELACC) was formed by activists dedicated to serving their Boyle Heights and East LA communities. Learn more about ELACC's decades' long work of advocating for affordable housing and street vender decriminalization legislation as well as their asset and wealth-building, homeownership counseling and small business development programming that serves approximately 15,000 people each year.

Sacramento Environmental Justice Coalition fights for cleaner air and health equity in the city's...

Although Sacramento, California is currently ranked as one of the country's most polluted cities, a coalition of advocates and grassroots leaders is determined to change that. Learn more about the Sacramento Environmental Justice Coalition's efforts to fight for health equity and clean air and water for the city's most marginalized communities.

NCRC and its Members Leverage the Community Advisory Councils Model to Strengthen Underserved...

The National Community Reinvestment Coalition (NCRC) has developed multiple techniques to ensure that bank commitments translate into meaningful change for historically disadvantaged neighborhoods and that the people who live there, and organizations that service them, have a say in the process. One pillar of that work is Community Benefits Agreements (CBAs) crafted via community-led Community Advisory Councils (CACs).

From Homeless to Hopeful: Laying the Foundation for a Better Life - CASH Campaign of Maryland

Baltimore guaranteed income program participants thrive thanks to outreach services, financial assistance, and new connections Author: Nicole Rothstein What would happen if we trusted young parents living in poverty with money that they could spend however they saw fit for their families?

Restoring Hope: Tiny Home Unlocks Big Opportunity for Generational Wealth - CASH Campaign of...

Baltimore guaranteed income program provides a pathway out of poverty and helps foster long-term financial security Author: Nicole Rothstein What would happen if we trusted young parents living in poverty with money that they could spend however they saw fit for their families?

Stepping Stones: A Journey Toward Confidence and Independence - CASH Campaign of Maryland

Baltimore guaranteed income program opens the door to new opportunities and a chance for a better life for participants Author: Nicole Rothstein What would happen if we trusted young parents living in poverty with money that they could spend however they saw fit for their families?

Baltimore Community Lending Celebrates Grand Opening of Business Development & Resource Center "...

Founded in 1989 with the goal of strengthening Baltimore neighborhoods via housing-specific-services, Baltimore Community Lending (BCL) has now become a citywide force for realizing economic equity for all. Read more to learn about BCL's upcoming launch of its new headquarters and Business Development & Resource Center (BD&RC) on June 18, 2025 with the goal of revitalizing Baltimore's underserved areas and transforming the region's economic landscape.

NCRC Member Advances Housing Accessibility And Sustainability In Rural New Mexico " NCRC

For over half a century, Tierra del Sol Housing Corporation has been a trailblazer in the community development sphere, providing single and multi-family housing to farmworkers, seniors and low-income people across rural New Mexico. Read more about their quest to provide housing accessibility and environmental sustainability to rural communities across the state.

NCRC And Its Members Expand Fair Banking Options In Underserved Communities " NCRC

Read more about NCRC member (and partner) organizations the Association for Black Economic Power, the Detroit Reinvestment Coalition and First Merchant Bank and their vital work to create more economic revitalization and wealth creation opportunities and initiatives in historically underserved communities.

A Force for Good: Hmong American Partnership - Sunrise Banks

The Hmong American Partnership (HAP) is the nation's largest social service and community-based nonprofit serving Minnesota's Hmong population. Its programs focus on economic and workforce development, community empowerment and navigation services.

Giving Back to the Community: PRG - Sunrise Banks

Reliable and affordable housing is a key part of the American Dream and a catalyst for generational wealth-something we all...

All States Concrete Cutting - Building on a Small Business Legacy in Sioux Falls - Sunrise Banks

Josh Grode Wolters and his wife, Megan, purchased Sioux Falls-based All States Concrete Cutting earlier this year.

How to Manage a High-Performing Global Team

Understanding the Costs of Hiring International Employees

Hire Employees Internationally With These 5 Steps

The Employer's 2024 Guide to Hiring Employees in North Dakota

The Employer's 2024 Guide to Hiring Employees in Oregon

The Employer's 2024 Guide to Hiring Employees in Rhode Island

Five Things to Know About Hiring Internationally, Backed By Data

Five Things We Know About Remote and Hybrid Work Culture, Thanks to Research

7 Tips for Hiring Employees in Nevada: The Employers' 2023 Guide

7 Tips for Hiring Employees in Nebraska: The Employers' 2023 Guide

7 Tips for Hiring Employees in Montana: The Employer's 2023 Guide

How to improve company culture in 11 steps

Why company culture is important in 2023

4 types of company culture (with examples)

10 company culture examples to learn from

60 breakthrough business hacks in 60 minutes

Employers: Here's What to Know About Whistleblower Policies and Best Practices

What to Know About Workers' Compensation for Employees Who Work From Home

The State Small Business Credit Initiative: A State-by-State Guide

What's the Difference Between an Invoice and a Receipt?

How to Calculate Depreciation of Assets

What is Trade Credit and How Can it Help my Business?

November is National Entrepreneurship Month: CLE Urban Winery

A philanthropic purpose is priceless. With her entire life dedicated to serving her county and her community, Destiny's advice for entrepreneurs is to not only focus on the bottom line but to bring something into your business that brings you joy.

Inclusiv Insights: Celebrating the Legacy of Black Credit Unions | Inclusiv

Inclusiv invests in the CDCU movement. We offer grants, deposits, and investments that support CDCUs' growth and impact.

Dakota Resources: Supporting the Future of Rural Businesses - Sunrise Banks

Dakota Resources works to empower rural communities across South Dakota. Sunrise Banks is one of the organization's newest supporters.

A Force for Good: Hmong American Partnership - Sunrise Banks

The Hmong American Partnership (HAP) is the nation's largest social service and community-based nonprofit serving Minnesota's Hmong population. Its programs focus on economic and workforce development, community empowerment and navigation services.

Social Currency Ep. 2: MoCaFi's Vision with CEO Wole Coaxum - Sunrise Banks

Episode 2 of Social Currency features Wole Coaxum, Founder and CEO of Mobility Capital Finance (MoCaFi) in New York City. MoCaFi is a financial technology platform designed to help financially underserved individuals and strengthen economically challenged communities.

Black History Month: Changemakers

AACUC and legacy - CUInsight

According to Webster's New World Dictionary, legacy means anything handed down from, or as from an ancestor. Merriam Webster's Dictionary defines legacy

Building an Equitable Future for All: Renee Sattiewhite, AACUC President and CEO

The Diversity, Equity and Inclusion Renaissance

Articles written to capture DEI in credit unions, successes and challenges.

Juneteenth: Why Closing the Racial Wealth Gap is Key to Continued Progress - Sunrise Banks

At Sunrise, we proudly celebrate Juneteenth and have closed our banks to observe its significance. We also see the holiday as a reaffirmation of our core commitment: Ensuring everyone has a fair shake in the financial industry.

Council Federal Credit Union: Empowering Through Education

CEO Spotlight: Sherod Halliburton, Financial Access FCU

Greater Cleveland Community Credit Union

CEO Spotlight: Blanche Jackson, Stepping Stones Community FCU

Episcopal Community Federal Credit Union: Serving L.A. with Compassion

Hill District Federal Credit Union

Paul Quinn Federal Credit Union: Driven by Passion, Energetic for the Future

Union Baptist Church Federal Credit Union

Toledo Urban Federal Credit Union: A Cornerstone of the Community

Getting a Minnesota Mortgage Without a Social Security Number

Learn how to get a home loan without a social security number. Read about who's eligible and qualified for an ITIN loan. Contact Sunrise Banks to get started.

Checking vs. Savings vs. CDs: What's the Best Choice for Your Money - Sunrise Banks

Compare checking accounts, savings accounts, and CDs to learn where your $1,000 can grow safely and support your financial goals.

Regain Control of your Finances: Practical Tips for Tackling Student Loan Debt - Sunrise Banks

Manage student loan repayment with ease. Learn debt details, budgeting tips, and repayment methods to build financial stability.

Cybersecurity Myths That Could Put Your Bank Account at Risk - Sunrise Banks

We asked our team of experts at Sunrise Banks to debunk common cybersecurity myths that could put your bank accounts at risk.

BetterLife's New Whole Life Insurance Product for Children 17 and Younger, Better Start, Helps...

Help secure your child's future with Better Start from BetterLife - whole life insurance designed for children 17 and under.

What else can you do with a Home Equity Line of Credit (HELOC)? - Sunrise Banks

Think a Home Equity Line of Credit (HELOC) is just for home renovations? It can actually support a wide range of financial goals.

BetterLife Unveils Redesigned Line of Final Expense Products, "Better Final Expense" | BetterLife

Affordable final expense insurance for rural families-streamlined coverage and peace of mind when it matters most.

Predictions for the 2025 Homebuying Season - Sunrise Banks

Chuck Meier, Senior Vice President and Director of Mortgage Sales at Sunrise Banks, gives his predictions for the 2025 homebuying season.

BetterLife Insurance Tackles Loneliness and Isolation in Arizona | BetterLife

BetterLife has introduced BetterLife Connect, a social membership program. The most significant benefit is the groups themself, which bring people together for a common cause and provide new opportunities for connection to fight against the rising problem of loneliness.

Leveraging Life Insurance as a Financial Asset

BetterLife Magazine - Feb 2025, pg 18-19

Give Your Brain a Boost

BetterLife Magazine - Feb 2025, pg 14-15

Understanding the 50/30/20 Budget Rule (pg 18-19)

BetterLife Member Magazine offers exclusive content and valuable resources for our members. Stay connected and inspired with our publication. Call us now!

What You Can Learn at a First-Time Homebuyer Workshop - Sunrise Banks

By Nicole Rothstein Are you considering buying your first home but aren't sure where to start? The steps involved in becoming a homeowner can be overwhelming, especially for someone new to the process. There's a lot of terms to learn, like amortization, equity, and escrow.

What to Know if You Want to Apply for a HELOC - Sunrise Banks

A home equity line of credit, or HELOC, is a form of credit that is considered a second mortgage on your home. Learn the difference between a HELOC and a home equity loan and how to choose which one is right for you.

Revolutionizing Credit Building: How Self Financial is Leading the Way - Sunrise Banks

Episode three of the Social Currency podcast, powered by Sunrise Banks, features SELF Financial, Inc. (SELF), one of the leading changemakers in the credit industry. As longtime partners, Sunrise Banks provides the support behind certain credit building accounts that SELF offers. This collaboration allows both groups to maximize their efforts toward more accessible and equitable banking for everyone.

Social Currency Ep. 2: MoCaFi's Vision with CEO Wole Coaxum - Sunrise Banks

Episode 2 of Social Currency features Wole Coaxum, Founder and CEO of Mobility Capital Finance (MoCaFi) in New York City. MoCaFi is a financial technology platform designed to help financially underserved individuals and strengthen economically challenged communities.

Mortgage Lender & Refinancer | Down Payment Assistance

Are you considering becoming a first-time homebuyer but unsure if it's a feasible option for you? At Sunrise Banks, we are not only passionate about financial wellness; we believe you deserve a chance at homeownership.

Financial Wellness During the Holidays - Sunrise Banks

Sunrise Banks highlights products for keeping your finances safe, avoiding fees and saving money during the holidays.

PPP: Where are they now?: Minnesota Peacebuilding Leadership Institute - Sunrise Banks

The effects the early days of COVID-19 had on the Twin Cities, the country, and the world continue to be...

What's the difference?: SBA 7a Loan vs SBA 504 Loan - Sunrise Banks

Learn everything you need to get started with SBA loans, including parameters and comparisons between the SBA 7a loan vs the SBA 504.

Back-to-school: Tips for college-bound students and their parents - Sunrise Banks

Learn about how to budget for college expenses, tuition and fees, how to get financial assistance, and repay college loans.

How to Teach Financial Literacy in the Home - Sunrise Banks

Our Banzai library has resources that make it easy to start integrating financial literacy discussions in the home while educating your loved ones on basic money management.

Pathway2Home ITIN Mortgages: Mr. Gutierrez - Sunrise Banks

Mr. Gutierrez was able to get a no hassle ITIN mortgage with the help of Sunrise Banks and one of our Mortgage Loan Officers, Rocio Gomez.

Sunrise Banks Addresses Climate Change with Minnesota's First Multi-Family Passive House -...

Addressing climate change has been a long-standing priority for Sunrise Banks. Because we believe that a healthy environment means a healthy economy, we are committed to lowering our emissions and working toward a greener, more sustainable future.

Sunrise Banks Shines in LA Times CDFI Report - Sunrise Banks

Sunrise Banks is a Community Development Financial Institution (CDFI). But what does that mean? How is it different from a normal bank?

Why Use CDARS® and ICS to Protect Your High-level Accounts - Sunrise Banks

Why Use CDARS® and ICS to Protect Your High-level Accounts? Sunrise Banks is a part of the FDIC (Federal Deposit Insurance Corp.). CDARS® and ICS are two services Sunrise offers to help you achieve the safety your money needs and the security you deserve.

Celebrating Women's History Month and B Corp Month - Sunrise Banks

At Sunrise Banks, March is a reason to celebrate, reflect, and progress as we honor both Women's History Month and...

Sunrise Banks Pathway2Home ITIN Mortgages - Sunrise Banks

Sunrise Banks' Pathway2Home™ ITIN mortgage program allows New Americans an opportunity to build wealth for their families.

Applying for an Auto Loan: Where to Start - Sunrise Banks

Need an auto loan? Here's a rundown of everything you need to know to put yourself in the driver's seat and on the road to auto ownership.

Which Checking Account is Right for You? - Sunrise Banks

Are you considering a Sunrise Banks checking account but you're not sure which one is right for you? We outline each in this article.

The Importance of an IRA: A Primer on Individual Retirement Accounts - Sunrise Banks

This article takes a deep dive into the importance of an IRA - what it is, why you should have one, and more.

Sunrise Banks Adjustable-Rate Mortgages: Is an ARM Right for You? - Sunrise Banks

Sunrise Banks Offers Adjustable-Rate Mortgages (ARMs). Here is some information on ARMs and how they differ from fixed-rate mortgages.

How to Avoid Email Compromise Scams - Sunrise Banks

Email compromise scams have cost victims millions of dollars and are becoming more common as consumers make the majority of their payments online.

You've Lost Your Debit Card. Now What? - Sunrise Banks

While it's easy to panic, it's also easy (and way more effective) to follow these four steps as soon as you realize your card is missing.

When is the Best Time to Buy a House? - Sunrise Banks

The specific season or month can impact how much you pay for a new home. Is there a widely recognized time when purchasing a home is best?

Adjustable or Fixed-Rate Mortgage: How Do I Know What's Best for Me? - Sunrise Banks

Adjustable and fixed-rate mortgages are the two primary mortgage options. How do you know which will work best for you?

How Do Prepaid Cards Work? - Sunrise Banks

How are prepaid cards different from credit and debit cards, and what role do they play in financial wellness?

Have You Tried the Sunrise Banks App? - Sunrise Banks

Sunrise Banks offers a free app that allows you to do all of your banking from your phone.

How to Avoid Phishing Attacks - Sunrise Banks

Phishing is a method cybercriminals use to access sensitive information through what appear to be legitimate means.

Mortgage Down Payments: What to Expect - Sunrise Banks

A down payment on a home is simply the portion of the purchase price the buyer pays up front, along with closing costs.

Home Equity Loan Vs. Home Equity Line of Credit - Sunrise Banks

Now you might be asking, "Which is right for me?" Good question. Here's a brief explainer that distinguishes a HELOC from a home equity loan.

What's a Good Credit Score? - Sunrise Banks

What is a credit score? And why is a good credit score important? Read on to find out!

Doing Well By Doing Good: Balancing Profit and Purpose in Finance - Sunrise Banks

At Sunrise Banks, "Doing well by doing good" is more than just a phrase. It's our philosophy.

Public Benefit Corporations vs B Corps: What's the Difference? - Sunrise Banks

There is a common misconception that PBCs and B Corps. are interchangeable terms. While they have some similarities, may overlap, and are not mutually exclusive, they are not actually the same thing.

Econ 101, Part 2: What is Deflation? - Sunrise Banks

Inflation's counterpart-deflation-is the gradual decrease in prices across an economy and, you guessed it, increase in purchasing power.

Econ 101: What is Inflation? - Sunrise Banks

Inflation refers to the gradual rise in prices, and the gradual decrease in the purchasing power of your money.

What is Banking as a Service? - Sunrise Banks

Banking as a Service (BaaS) refers to an on-demand function that grants users access to financial products and services over the internet.

What is Debt Consolidation? - Sunrise Banks

Debt consolidation is when a borrower chooses to combine multiple debts, such as credit card debt and high interest loans.

Central Banks: What Are They and How Do They Differ from Commercial Banks? - Sunrise Banks

A central bank is the institution that manages the monetary system within a country by creating monetary policies, regulating commercial banks, and providing financial services.

Certificates of Deposit: An Introduction to CDs - Sunrise Banks

You've probably heard of them, but what exactly are CDs-or Certificates of Deposit? Read on to learn more.

Mortgage Lender & Refinancer | Down Payment Assistance

Are you considering becoming a first-time homebuyer but unsure if it's a feasible option for you? At Sunrise Banks, we are not only passionate about financial wellness; we believe you deserve a chance at homeownership.

Luxury Home Textiles - biancheriashoppe.com - Cleveland Hts., OH

Biancheria is an immersive luxury home textiles shopping and personalized home stylist experience in the Cleveland, Ohio area. Schedule an appointment today!

NettiNotes

NettiNotes is an online boutique featuring prints and notecards beautifully created from original canvas paintings.

Ohio-based Pediatric Therapy Services Company - TheraPeds

Welcome to TheraPeds, an Ohio-based pediatric therapy company where passion drives our purpose. Healing communities one child at a time.

A Leading Aging in Place Home Modification Company in Baltimore, MD

Home Safe Home - A leading aging in place home modification company in Baltimore, MD, delivering safety, security, & peace of mind for seniors & caregivers

Cleveland Feeding & Swallowing Center - Speech Pathologists

Our compassionate and skilled feeding and swallowing therapists, speech pathologists, and occupational and physical therapists are here to help you every step of the way during this challenging time.

Siegfried Insurance - Coverage Designed For You

A premier licensed insurance agency serving the Greater Cleveland Area, we personally serve individuals, families, and small businesses' health and life insurance needs. Having health insurance coverage can save you money on office visits, prescriptions, and preventative care. It can give you the confidence to know that you and your family are covered in cases when emergency healthcare services are needed.

Foundation Transportation

Your Luxury Car Experience is Here

Home - Emerald Glen Title Agency

With over 100 years of combined experience, our team takes great pride in our long-standing, trusted reputation. Emerald Glen Title is one of the few women-owned title companies specializing in the Ohio market. We provide our clients with professional, personal service during the entire real estate closing process.