Romy Ribitzky

Senior Digital Content Marketing Manager

United States

Romy Ribitzky leads Credit Karma's editorial team for emerging verticals in Charlotte, Boston and NYC. When she isn’t helping people achieve financial progress, she’s most likely hanging out with her pup, enjoying the latest foodie craze with her friends or binge watching a new series on one of the multiple streaming networks.

Credit Karma
Credit Karma Editorial Guidelines

Credit Karma’s editorial team works on your behalf, so we’d like to share a bit about the process and guidelines that inform our content.

Credit Karma
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card review

If you travel for work and have a strong relationship with Bank of America, the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is worth considering. This entry-level travel card may lack some of the bells and whistles that its luxury competitors offer, but the card’s $0 annual fee and handful of additional perks make it a decent choice for those not looking for extra frills.

Credit Karma
Credit monitoring: How it works and why you need it

Credit monitoring is an essential tool that can help alert you to mistakes, inconsistencies, or potential identity theft in your credit reports that might negatively impact your credit score. Since your credit history is often used by lenders in key purchase decisions, you’ll want to keep an eye on your credit reports and regularly monitor your credit scores for any changes so you can proactively deal with any issues that may arise before applying for new credit products.

Credit Karma
What is JPMCB card services and why is it on my credit report?

If you have an Amazon Prime Rewards Visa Signature Card, Starbucks® Rewards Visa® Card, one of the Marriott Bonvoy credit cards or Southwest credit cards, or a handful of other credit cards, you may not have realized that your card issuer is Chase, which is formally known as JPMorgan Chase Bank. This may be why you see JPMCB on your credit report.

Credit Karma
Things to know about long-term loans

If you want to borrow money and take your time repaying it, a long-term personal loan could be an option. Long-term loans can mean lower, more affordable monthly payments than you’d have to make on a loan with a shorter repayment term. The catch is that long-term loans can cost you more in the long run.

Velocity Technology Solutions & Microsoft
The Hybrid Path to Enterprise Agility

How can IT teams, like yours, make both the strategic and tactical shift away from the maintenance status quo to that of innovative IT services brokers? The path to achieving this level of agility and application-driven productivity, without adding overhead or cost, is in the cloud − with a hybrid twist.

Velocity Technology Solutions
How One CFO Saved $2M And Enabled Strategic Transformation

Find out how manufacturing leader Knape & Vogt saves $2M annually by moving to the cloud with a trusted Managed Services partner. CFO Rick McQuigg’s first-hand experience, as he details how the manufacturing leader cut significant costs & eliminated the IT noise while keeping its century-long competitive edge amid an economy undergoing rapid change.

Velocity Technology Solutions
Your SAP Cloud Questions, Answered

Thinking Cloud for your SAP application? You have choices for all versions, including running, and managing SAP Hana! In this 2018 SAP Cloud Roadmap, you'll get answers to your Cloud questions, such as: Which cloud model is right for our organization? When is the best time to move to the Cloud? What are the steps & considerations along the way?

Velocity Technology Solutions
8 Facts You Must Know About Apps Managed Services

Organizations are expected to drive down the cost of mission-critical business applications without sacrificing the quality of service delivered. That stress brings to the forefront questions, and decisions, about when to bring on a trusted partner.

Be Yoga Blog
An Asana Away from Connection

I blame it on the rain. A magnificently timed storm that forced my sister and I to change our plans from heading out to the Whitewater Center and watch the fireworks ahead of the July 4th holiday. Instead, ensconced in my apartment, surrounded by thunder and gloriously cooling droplets, we settled in for an episode of House Hunters International, set in Bali.

Velocity Technology Solutions
Should I Outsource My Payroll?

Whether you are at the start of your journey, evaluating whether to outsource, have already decided that outsourcing is the right move for you or have been outsourcing but are not satisfied with your current provider’s service levels, these are the considerations you should take into account.

Lean in to more women in entrepreneurship, venture capital

Sheryl Sandberg's book "Lean In" urges women, and men, to unabashedly go after their ambitions. I suggest that in order to make a truly lasting impact on the business world, we need more women in venture capital to fund the big ideas women entrepreneurs are pitching.

Smooth Operator: Advice for Apple's Tim Cook

As the new chief executive of Apple, Tim Cook has his job cut out for him. Not only does he have to step into the shoes of the prolific Steve Jobs and take the helm of one of the most innovative—and valuable—companies in the world, but he also has the task of reassuring Wall Street that he’s the right pick. Plus, he's got to do the same for the thousands of Apple employees who are now looking to him for leadership and guidance.

The Mobile Way to Biz

It's hard to imagine a Millennial entrepreneur or startup leader without a smartphone, tablet, or other mobile device lurking near. Just 28 years after the first IBM personal computer debuted, the business world—and especially the small- and emerging-business sectors—is embracing mobility, with 59 percent saying wireless services are essential to their business, according to a survey conducted by The Business Journals of 2,223 business owners, CEOs, and presidents of companies with fewer...

CMO Insights
Nest finds a new home at Google, but what about your privacy?

Nest CEO Tony Fadell has a simple goal: reinvent unloved but important household products that we depend on. The company's learning thermostat is built to help families save money on their heating bills, but has a far loftier goal -- reduce the world's carbon footprint. We've come to expect such a reach from Fadell, "the father of the iPod," and a man deeply associated with form, function and mission. So how is it that a once devoted Apple man is becoming a Googler? It's not as much of a...

More entrepreneurs favor a masters of engineering over an MBA

The debate over the true value of an MBA is about as old as the degree itself. But now those who work in and with startups are pondering a new puzzle piece: the master's of engineering. The debate over the true value of an MBA is about as old as the degree itself. First conferred by Harvard University in 1908 to 59 recipients—as an experiment—it has now become the most popular graduate area of study, with approximately 300,000 students enrolled in MBA programs annually (it’s the top choice...

Upstart Business Journal
Sold on E-Tailing

Just as data shows a slight uptick in consumers’ intentions to spend on discretionary purchases, the latest round of unrest in the Middle East—which is sending oil prices on an upward roller-coaster ride—is threatening to derail retailers who were starting to count on a recovery. But for entrepreneurs who have a strong enough stomach to get into this sector now, e-commerce may be the way to go. That’s because gas prices put pressure on traditional brick-and-mortar retailers that online...

Don't Hire Your Friends (But If You Do, Read This for Tips on Making It Work)

If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting! It seems like such a good idea when you first have it: you spend just about every waking hour at work, why shouldn't your friends be there? Sure, you've read horror story after horror story of startup founders being [...]

How to survive a nightmare about work

One night last week I had a nightmare. I had to climb and claw my way through a mountain of clutter, overturned office equipment hazardously piled nearly to the ceiling of a darkened loft, no end in sight.

CMO Insights
Meet the people rebuilding Detroit, one venture at a time

Detroit's comeback story begins with its best asset: the entrepreneurs, startup founders and support ecosystem that the city has built around them. Together, they've rallied to interest venture capitalists into investing $28.6M in the Motor City this past quarter.

Selling the Runway

For those of us who watch models walk down the runways starting today at the Mercedes-Benz Fall/Winter 2011 Fashion Week, it’s all about the glamour, luxury, and fantasy of the shows. For the designers, it’s a business meeting, albeit one that’s enhanced by colored lights, pumping music, and beautiful models. “Part of our job is to put on a beautiful show for the audience, but the critical element of the runway is showcasing our goods to the store buyers and media editors who are in...
Americans Learn to Live With Terror

Most Americans don't worry whether the bag casually resting in an unoccupied seat on the city bus or subway could be a bomb. Ray Shapira does. That's because American-born Shapira and his family have lived through many a terrorist attack since they moved a couple of decades ago to a city in...
Workplace Special: the Overtime Pay Question

Although Americans work more than any other people in the world, not all are compensated for their longer and longer workdays. Are workers obligated to be productive for a longer time without adequate pay? That depends. Who's entitled to overtime pay? In general, an hourly wage employee who...
Manufacturers Fight for Mobile Manners

San Diego has enlisted the help of an unlikely ally in the effort to quiet the angry backlash against obnoxious cell phone users - the world's largest mobile phone maker. Nokia, concerned about the growing demand for cell phone etiquette, has teamed up with San Diego Mayor Susan Golding in an...