Many small businesses expect to grow this year. However, with that growth, there are risks. While being able to grow is excellent, it does require planning to mitigate the risks of moving to a new location, hiring an employee, offering a new service or releasing a new product, and/or buying new furniture or equipment.
If you own a home, a car, a pool, or entertain at home, serve on a nonprofit association's board, or employ domestic staff, there is a high probability that your assets are not adequately protected. Excess liability insurance helps protect what you have spent a lifetime building when an unexpected occurrence turns into a liability judgement against you.
If you sit on the Board of Directors of a non-profit organization, you have gone out of your way to help others. You want to make a difference, lend a hand in making the world a better place. But did you know that you may also be held liable for the actions you take for that organization?
Improving your credit can give you a better chance at getting better rates for the surety bonds you need to build and secure your business. But how can you improve your credit score?
by Michelle L. Hirsch Can you say Equifax? Yikes! While identity theft is the fastest growing crime in the United States, it is more than a financial problem for the victims. With more and more breaches hitting the news, many individuals have no idea how to handle identity theft or a lost identity or who they can turn to for guidance.