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When I tried this, the chatbot suggested Grana Padano, aged for less time and significantly cheaper but tastes great. I might even prefer it. These kinds of swaps add up faster than you might think, and the savings are welcome over the festive period. I'm now saving mental energy for the actual chaos: Christmas dinner planning.
Type something like: "We're a household with joint income £5,200 after tax. Our monthly outgoings are (for example): mortgage £1,500; council tax £180; utilities £230; phones £50; food £500; transport £340; gym £70. Create a simple monthly budget table showing essentials, discretionary spending and the amount that is left."
Start by working out how much income you will need for a comfortable life, to turn what can seem like a pipe dream into a reality
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