Deric Ned

Deric Ned is the Founder and CEO of Ridgemont Capital and the author of Honest Money, a practical guide to retirement planning for people who want to understand what they own before they commit to it. His writing focuses on how ordinary investors can make clearer decisions in a financial system that frequently obscures the terms, the incentives, and the math.

Ned brings a practitioner's perspective to topics including retirement income planning, precious metals allocation, and the behavioral dynamics that lead people to make avoidable financial mistakes. He is a leadership figure with AFEA, a 501(c)(3) nonprofit providing free financial education in community spaces, and his work, both written and in-person, is grounded in one consistent premise: financial clarity is not complicated, but it does require honest information.

He is based in Pasadena, California.