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smartMonday
When it comes to super, people want to know how their current balance compares with others, particularly those around their age – it’s a gauge we use to determine if ‘we’re doing OK’.
What your super is invested in is critical to how it performs. So, it’s important to be aware of your investments and to review them.
Most smartMonday investment options, including the most popular choices among members, returned more than 10 per cent by the end of calendar year 2023.
Millions of Australians hold insurance through their superannuation – but many of them don’t know what they are covered for, or if that cover is enough or even necessary.
The excellent results from last financial year did not continue into the new one, as volatility in global financial markets across August extended into a downturn in September.
Here we’ll outline ways you can manage your super so it becomes the asset you need to live your best life after work.
In your 40s your superannuation is likely one of your biggest assets, taking shape as an important source of funds for your life after work.
Your superannuation is invested in assets – from shares to bonds, to infrastructure to cash, and more – and the value of these assets is constantly changing.
Your career and life journey will be different from your spouse, which means you’ll end up with different retirement balances. Often, that difference can be significant.
As we enter the last half of 2023, economists say there’s only a 50% chance Australia will fall into recession, and a slightly higher chance in the US at about 60%.
smartMonday recorded outstanding performance in the 2022-23 financial year, taking a leading industry position, particularly across balanced and growth options.
smartMonday is focused on diversifying investments, particularly reducing sharemarket exposure given current market conditions, so one of our latest investments, in a renewable energy fund, is a perfect fit.
The contributions your employer makes to your superannuation account increased on July 1. They’re now equal to 11% of your salary, a jump of 0.5% from the past financial year.
As we draw closer to the end of the financial year, talk of economic recession – a dominant theme of 2023 – is continuing.
We’re spending decades of our lives outside of paid work, living independent, healthy and financially responsible lives.
From cheaper, more accessible healthcare to reduced energy bills, if you’re on a low or middle-income there could be cost-of-living relief headed your way.
We recorded strong returns for the first quarter of 2023 across almost all smartMonday investment options, despite what was a turbulent three months globally.
Building wealth and keeping it seem like simple, obvious goals. Ones we all strive for in our lives. But they don’t work well together.
Superannuation account holders are hearing about interest rates, inflation, war, recession and crisis in banking. So what’s happening?
Working for yourself means you don’t have to make any contributions to super, which makes it easier for people to neglect their future financial security.
Unemployed, having a child or on a career break? If you’re away from work for a long period it’s crucial to pay attention to super.
Whether you’re relocating for a job overseas, are permanently leaving Australia or retiring abroad, there’s key issues to consider.
Late last year, surveyed smartMonday members told us about their priorities: from their likeliness to invest responsibly to what they most want to know about superannuation.
Deciding who will get your super when you pass away is called ‘nominating a beneficiary’. Without this nomination your super may be given to someone you didn’t intend it for.
Turbulent global forces affected investment performance last year, until some calm returned in October.
For the past few years the figure of $1 million has often been quoted as the ideal amount in superannuation to retire on. It can be a frightening figure to quote as most Australians will struggle to reach it.
Welcome to your 2022 annual report. We've experienced another challenging financial year: markets around the world reeled when one of the highest-return calendar years on record suddenly became one of the worst.
All of us, at least once, have experienced that sinking feeling after a purchase - from an item not living up to its marketing hype, realising we spent too much or simply not using what we bought.
The first budget from a new government manages high debt, attempts to boost the economy and ease some cost pressures.
Several months into a new financial year and superannuation investments continue to endure the same volatile performance we’ve seen throughout 2022.
Using your super to save toward a deposit for your first home is a great way to speed your progress in what is becoming a difficult goal for many Australians.
Reviewing your superannuation regularly is one of the best ways to track its progress and take ownership of it. The easiest way to do this is online, by accessing your personal smartMonday homepage.
Mid way through the financial year the excellent market returns were derailed by war and the pandemic, explains Ed Tomlinson.
Answers to members’ most-asked questions about the falling value of investments and impact on their super.
From dedicated options in Australian shares to low-risk options designed to preserve what you have, smartMonday caters to a broad range of tastes in its investment choices for members.
There’s no two ways about it, superannuation is complicated. That’s why smartMonday created smartCoaches, to offer guidance and resolve issues for our members. They’re trained experts in super and in understanding what our members need.
Two global catastrophes started a chain reaction leading to dramatic decline in the value of shares. Ed Tomlinson explains.
Joining Future Super Group earlier this year, smartMonday promised a review of fee arrangements to simplify its fee structure and benefit members (from the combined efficiencies of the two groups).
While superannuation was barely mentioned in the first five weeks of the election campaign, it became the most talked about issue as the final week began, with the Liberal Party proposing two significant policies.
We're nearing the end of another financial year. That means it's tax time. When it comes to superannuation there's a few matters to consider, the most important for members usually about making extra contributions before July 1.
Do you have more than one super account? If so, you're not alone. Millions of Australians do. But with more than one account you're likely facing some disadvantages.
So, you may be happy to hear there's ways to recover from the damage that COVID-19 wrought. Not all of these ways are going to be appropriate for everyone and will depend on the financial position you are in, but whether you can act now or in the future, it's good to be aware of how you can strengthen your super.
Most of our investments are performing above the market in the all-important medium-to-long term, explains Ed Tomlinson.
The world's economic recovery from the pandemic should continue this year, albeit at a slower pace, despite inflation, war and the persistence of the coronavirus, writes Ed Tomlinson.
Your super balance changes every day, fluctuating with the value of investment markets as investors buy and sell: it's the normal way markets function.
SuperRatings recently released its top 10 super fund returns to the end of December 2021, proving smartMonday outperformed across a wide range of options.
The world’s economic recovery from the pandemic should continue this year, albeit at a slower pace, despite inflation, war and the persistence of the coronavirus, writes Ed Tomlinson.
In 2021 we excluded most coal-focused companies from our active share investments both locally and globally because we are pessimistic about the long-term future of the coal industry.
We are excited to announce that Future Super completed its acquisition of smartMonday from Aon on 31 January 2022.
You might not be aware we're one of Australia's best-performing super funds. That's because we're just busily working away and don't often think about tooting our own horn.
There could be hundreds of thousands of dollars at stake depending on the performance of the fund you're stapled to.
The world's biggest shopping day is here, attracting millions of us to buy. Have you got a strategy to take control of the hype?
smartMonday is among the top-performing super funds in the new YourSuper comparison tool, as ranked by net returns over seven years.
Almost all smartMonday members’ investments grew from July to September, driven largely by increasing value in shares and property.
We're again among the best-performing super funds - across our MySuper, Growth and Balanced Growth options - in what was a fantastic year of returns for members.
LeapFrog Investments
To meet the challenge of the pandemic in south-east Asia, digital insurance broker PasparPolis launched new initiatives, including specific COVID-19 policies, providing a much sought-after safety net for their emerging consumer customer base.
Matching expertise, need and business values, LeapFrog's investment in Mahindra was an innovative partnership with big business to impact India's uninsured and build a strong, profitable insurance company.
In 2020, financial services group Dvara worked with LeapFrog across several fronts to improve the experience of its customers, leading to a three-fold improvement in micro-loan disbursements to India's financially excluded.
Under the pandemic, East Africa's leading pharmacy has progressed in its journey to be an organisation that understands its customers' lifestyles and knows how to look after them going forward.
In a year when 55,000 Ghanaians were recorded contracting the coronavirus, easily accessible health and insurance services were needed more than ever. In response, mobile-technology insurer and health services provider BIMA stepped up its activity to be an even stronger force for positive impact.
A huge increase in customer loyalty and improved management of chronic conditions are two outcomes of LeapFrog's project work with East Africa's largest pharmacy chain.
During 2020, in its operations across Africa and Asia, mobile-technology insurer BIMA created awareness of women's health issues, expanded consultation services to them and offered special insurance policies to meet their needs. During 2020, in its operations across Africa and Asia, mobile-technology insurer BIMA created awareness of women's health issues, expanded consultation services to them and offered special insurance policies to meet their needs.
A commitment to improve services and communication with its customers led to a 500 per cent increase in the scale and reach of miLife's mobile life-insurance product miWay in 2020.
South Asians were unrepresented as genomic sequencing took off last decade. Sam Santhosh decided India needed the benefits it could bring and now his business leads the region, explains Roshni Bandesha. In 2003, the first human genome sequencing was successfully completed - a milestone in the study of human DNA.
When the coronavirus pandemic hit India, diagnostics and pharmaceutical research company MedGenome rerouted its expertise and resources to offer solutions across the country. When the coronavirus pandemic hit India, diagnostics and pharmaceutical research company MedGenome rerouted its expertise and resources to offer solutions across the country.
There are few years in human history that upend societies and lives globally like 2020 - forever a pandemic year, marked by grief and loss. Amid profound challenges, there have been individuals and organisations who brought hope, protection and empowerment. Their stories should be told.
Recovery of trauma patients, often from road accidents, wasn't improving in one Tanzanian hospital, despite having advanced medical equipment available. So supplier Pyramid decided a new business model was needed. Millions of low-income households in Tanzania experience severe inequality in healthcare and income, by global standards.
ANZ Bank
Only 15% of family business survive into the fourth generation: Byron Smith explains how they do it.
One of the most common questions related to family businesses is "how can a successful business be passed on to the next generation?"
Prepare for your retirement today. Get your questions about superannuation answered and read inspirational stories from people just like you. Choose from a category below to get started.
Get your questions about share investing answered and read inspirational stories from people just like you. Choose from a category below to get started.
Discover the ins-and-outs of life insurance, home and contents cover, landlord insurance, income protection and more. We answer all the big questions on insurance. Learn more about ANZ insurance options.
What to consider and ways you can assist children in buying their first home.
Now at your career peak, as a Gen Xer you need to plan your retirement carefully. Find out how you can stay on top of your super for a comfortable retirement.
Your super balance really does change almost every day. We simply explain how it's invested, why it changes, and how you should react.
Clare, 41, has ignored her superannuation and is worried about the future. Our adviser outlines the steps to take.
Think you could manage on a little over $900 a fortnight? Life on the age pension probably isn't the life you have in mind when you dream of retiring.
One of the most significant changes to superannuation from July 1, 2017 is that both the concessional as well as non-concessional contributions caps have been greatly reduced.
Many of us rely on super to pay mortgages. Why is this an issue and how can you pay off your mortgage faster?
Meeting a financial planner to understand your super can be one of the best things to do for your future. See the benefits.
See our survey results on Australians putting their future independence at risk because they don't understand super.
Should you have it? Do you need it? Is it worth it? What's the difference between policies? And if you claim, is it paid? James Mathison looks for answers.
Manage your money effectively, build wealth and progress toward financial independence. In 'Money & Life' real women share their stories and experts share their opinions on achieving financial freedom. Filled with inspiring stories of women taking control of their finances, Mo...
The Australian Financial Review
The Financial Review website goes beyond print by providing breaking news, live markets coverage, and up-to-date markets data. It is designed to work on all devices. Digital subscribers can also access our archive of more than one million articles spanning the last 25 years of reporting.
Biopharmaceutical group Neuren has applied to the US Drug and Food Administration to receive special designations for a rare disease treatment. The company is asking the US regulator for "orphan drug" and "breakthrough therapy" designations for the NNZ-2566 synthetic product it is developing to treat Rett syndrome.
Adjacent neighbourhoods are Little Italy, Chinatown, the Bowery and Tribeca, each with their distinct attractions. White, bright and sleek, the Mondrian's rooms are cute and cosy with a simple, luxurious feel. Even the smallest (standard) are a pleasure to be in. Bright blue carpet works with the hotel's loose blue-white colour scheme, completed by chrome fixtures and translucent glass.
Law firm Ashurst has appointed four new Australian partners, included in 15 such promotions worldwide to begin in May. The new local partners are spread across four business areas, with two in Sydney: Nicole Gardner in dispute resolution and Corey McHattan in securities and derivatives. Both began at Ashurst as graduates early last decade.
Late on Monday the Australian Labor Party signalled it would oppose government changes to legislation affecting Qantas Airways , plunging the national carrier into a period of extended uncertainty. Opposition Leader Bill Shorten said such changes, allowing full foreign ownership of Qantas's domestic business and up to 49 per cent foreign holding in its international business, would mean Australian jobs would be lost.
Cune Rioja Imperial Gran Reserve has been ranked as the best wine in the world by Wine Spectator magazine, a Tempranillo blend it describes as being consistent and well balanced. "Imperial is rarely aggressive or musclebound, but it doesn't lack structure or grip. New oak never protrudes, nor the oxidation that can result from excessive barrel aging.
Time magazine has named Pope Francis as the Person of the Year, beating contenders such as pop singer Miley Cyrus , intelligence leaker Edward Snowden and gay activist Edith Windsor . The magazine said the Pope is set to be a transformative figure in the Vatican who has already "captured the imagination of millions".
The major banks boosted the whole market, adding to early gains, with Commonwealth Bank of Australia up 1.87 per cent to $64.78, Westpac Banking Corp up 2.47 per cent to $28.23, National Australia Bank climbing 1.28 per cent to $27.59 and Australia and New Zealand Banking Group up 1.53 per cent to $26.47.
Mr Walsh is a logical successor for Mr Albanese and might focus more on expanding the company's iron-ore business, said Kate Craig, an analyst at Liberum Capital in London. Iron ore accounted for almost half of Rio Tinto's revenue and 85 per cent of net in last year's first half.
University of Technology, Sydney
World-class designs and a bullish acquisition strategy have seen international architecture and interior design firm GroupGSA flourish. But the best thing about this company? It's people
The UTS Annual Report is presented for tabling in the New South Wales Parliament at the end of April each year. As well as fulfilling our reporting requirements, the UTS Annual Report provides a record of the university’s activities and achievements.
In 2008, UTS celebrated the past, the present and the future. in this, our twentieth year as a university, we celebrated an amazing 20 years and look ahead to our third decade and the achievements yet to come