Joe Cortez

Published Freelance Travel, Finance, and Lifestyle Writer | Award Winning Journalist | Content Manager

Location icon United States of America


Featured Works

USA Today GO ESCAPE Summer 2019 Special
Perk Up! The Deal on Credit Card Travel Rewards

With a travel rewards card, you earn points or miles every time you use the card, but you can often earn more points per dollar in select categories. But not all points and miles earned on travel credit cards are the same. How do you determine which card is best for you?

NextAdvisor with TIME
Considering a Reverse Mortgage? Be Aware of These Pitfalls

Getty Images You may have seen the ads on daytime television, featuring friendly spokespeople from some of our favorite shows of yesteryear who tell seniors they can unlock home equity through a reverse mortgage. But what is a reverse mortgage, and how does it work?

FlyerTalk Says Goodbye to the TWA Flight Center

FlyerTalk gathered with TWA staff one last time to remember the joys and tragedies of working inside the famed Flight Center at JFK. In 1976, Jamie Hogan and Anna Montella entered into Terminal Five of John F. Kennedy International Airport (JFK) as flight attendants of the airline Howard Hughes built - Trans World Airlines.

Personal Finance and Money Savings

NextAdvisor with TIME
Citizens Bank Cash Back Plus Review

1.8% cash back on everything you buy, with no limit on how much you can earn. Intro bonus: No current offer Annual fee: $0 Regular APR: 15.99%, 19.99%, or 23.99% (Variable) Recommended credit score: 740-850 (Excellent) Although it isn't one of the best known credit cards, the Citizens Bank Cash Back Plus™ World Mastercard® is one of our favorites for simple cash back rewards.
Are Robo-Advisors Right for You?

One of the newest entries into the investing world, robo-advisors have become ubiquitous among both new advisors and experienced personal portfolio managers. Claiming to harness the power of artificial intelligence to create smart investment plans, the trend offers a safe place to help money grow for the uninitiated and an easy option for those with large amounts of cash to trade.

NextAdvisor with TIME
Businesses Have Credit Scores, Too. Here's Why They Matter

Getty Images More and more business owners are paying attention to something many of them haven't considered until now: their business credit. According to a 2020 study by the Federal Reserve, 88% of small businesses rely on their owner's personal credit for financing, as opposed to their business credit profile.

The Best Cash Back Credit Cards in Canada

With rewards that are easy to understand and can be used towards almost anything, cash back credit cards are among the most popular in Canadian households. When spending wisely, a cash back credit card can help you reduce your living costs, or save up for a big trip abroad.

The Best Cities for the Southwest Companion Pass

The Southwest Airlines Companion Pass represents a lot of potential travel. After achieving the requirements to earn it, Southwest regulars have the opportunity to bring a friend with them for only taxes and government fees. But can you really get your money's worth out of it without being a frequent flyer?
How to Compare Travel Insurance Quotes to Get the Best Rate | MoneyGeek

Featured Expert This guide was written by Sean Bryant When booking a vacation, most people spend far more time thinking about hotel amenities and resort reviews than travel insurance. They think that because they don't plan on getting sick, they don't need coverage that is just going to make their trip even more expensive.

Business Insider
What happens if you stop paying back student loans? Nothing good.

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.

How To Nail Your Investor Reports - airCFO

It's a necessary evil for every startup. No matter whether you do it monthly or quarterly, investor reports and communication ensure you stay accountable to your external partners, and ensures you get the best mentoring and advice. On paper, the entire practice can look very dry.

Travel and Lifestyle

FlyerTalk - The world's most popular frequent flyer community
Transportation Department Defines Unfair and Deceptive Practices for Airlines

Airlines will soon get a bigger say as to what constitutes "unfair" or "deceptive" practices thanks to a rule change finalized by the U.S. Department of Transportation over the Thanksgiving 2020 weekend. Under the shift, the department must hold formal hearings for new rules, and allow airlines to have their say before enforcement action is taken.

FlyerTalk - The world's most popular frequent flyer community
How Stakeholders, Aviators and the Industry Stand on the Boeing 737 MAX

As the public comment phase on the Federal Aviation Administration's Airworthiness Directive for the aircraft comes to an end, FlyerTalk investigates ten statements made by prominent aviation groups to understand where they stand on re-certifying the aircraft for consumer travel once more.

TSA Screening Partnerships: The Reason Why Some Airports Don't Have Long Security Lines

Although the Transportation Security Administration is responsible for ensuring American air passengers remain safe, it doesn't directly screen every passenger. That means that every airport isn't subject to government shutdown-induced delays. Here's why you might want to start flying through or out of San Francisco, Orlando, Florida or Kansas City, Missouri.

The Points Guy
Is Basic Economy Really a Good Deal for Travelers?

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page. Whether American travelers like it or not, basic economy fares are here to stay.

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