Kelly Boyer Sagert

Freelance Writer

United States

Kelly Boyer Sagert blogs for numerous companies, both B2B and B2C, including small businesses and ones with a national or even international presence. She optimizes content for organic SEO, and she contributes to corporate newsletters and also provides copyediting services. For three years, she wrote two or more pieces of content (newsletter, blog, case study, thought leadership) for international crypto custodian, BitGo, and edited their materials.
https://blog.bitgo.com/crypto-water-cooler/home

Please contact her at [email protected]

Note: Although most of the clips shown here are finance related, Boyer Sagert writes about a much broader scope of topics, only listing ones with a byline here. She does not list ghostwritten posts without permission from the client.

She is a member of the American Society of Journalists and Authors and is the author of dozens of books (both ghostwritten and under her own name). Boyer Sagert writes scripts for plays and documentaries, being part of an Emmy-Award-nominated team for Trail Magic: The Grandma Gatewood Story. She served as the scriptwriter and an associate producer for Victoria Woodhull: Shattering Glass Ceilings that was shown at the Cleveland International Film Festival.

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Portfolio

Best Places to Live

Retirement

Crypto/Blockchain/DeFi/Web3

BitGo Water Cooler
06/24/24
New Ideas in the Quest to Green Bitcoin

Bitcoin mining famously consumes significant amounts of energy, and public and private entities continue to look for ways to make it greener.

Collectibles

Credit and Credit Cards

LanternCredit
What Is a Credit Card Issuer?

Credit card issuers, typically financial institutions, directly provide consumers with credit cards. Learn more about how the system works from Lantern by SoFi.

LanternCredit
Credit Card Security Code: What Is It?

The security code on a credit card is a 3-4 digit number often located on the back of the card. Credit cards with security codes help to secure transactions.

LanternCredit
Authorized Credit Card Users: An Overview

As an authorized user, you can use someone else's credit card while not being the primary account holder. Learn more about authorized users in this overview.

LanternCredit
Apply for a Credit Card: Process Explained

Editor's note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.

MediaFeed
04/05/2023
How to rent an apartment even if you don't have credit - MediaFeed

A handful of landlords will rent an apartment without a credit check. However, apartment hunters should approach advertised "no-credit-check apartments" with caution. The term can sometimes be code for "these units are problematic," or "this landlord is difficult," or even "this is a scam."

MediaFeed
10/26/2022
33 truly terrifying credit card & identity theft facts - MediaFeed

Judging from the latest statistics, the most lucrative work-from-home job in America may be Con Artist. Fraudsters are utilizing texts, social media, fake websites, apps, emails, and old-fashioned voice calls to separate Americans from their money - billions every year. They play on our greed, or charity, or desperation.

Lending Articles

SoFi
03/18/2025
APY vs. Interest Rate

APY stands for annual percentage yield and refers to the amount of interest generated by your money if it is kept in an account for a year. Learn more.

SoFi
01/14/2025
How to Buy a House Without a Realtor | SoFi

Buying a house without a Realtor isn't certain to save you money. Read this guide to all the pros and cons of not using a real estate agent before you go solo.

LanternCredit
How to Get a Personal Loan for Legal Fees

Looking for practical options to finance legal fees? Learn from Lantern about how to use personal loans for legal and attorney fees and if it's right for you.

SoFi
01/24/2025
What Is a Signature Student Loan? | SoFi

A signature student loan is a type of private student loan that doesn't require collateral and can be used to pay for education expenses like tuition and books.

LanternCredit
Cosigner for a Car | What Is a Cosigner?

By getting a cosigner for a car loan, those with low or no credit can have access to auto loans because a cosigner is used as extra insurance. Learn more.

LanternCredit
Term Loans: Everything You Need to Know

Term loans serve as lump sums that can help fund your small business. Learn how they work, how to apply for one, and what they can be used for here.

LanternCredit
Title Loan vs. Auto Loans

There are major differences between a title loan and an auto loan. Learn more about the pros and cons of title loans vs. auto loans.

LanternCredit
How Down Payment Amounts Affect Car Loans

Making a down payment can reduce the principal loan amount you need to borrow when financing a new or used car purchase and gives you equity. Learn more.

LanternCredit
Is Personal Loan Interest Tax Deductible?

Editor's note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.

LanternCredit
Personal Loan for Mold Remediation Financing

When your home has a mold problem, you'll want to fix it quickly. Mold can trigger health problems and cause damage to your house. And the longer it takes to address the situation, the worse it may become. A professional can help with mold remediation, especially if the problem is widespread or severe.

LanternCredit
Guide to Solar Panel Financing

Homeowners can get significant benefits by switching to solar energy. You can save money on utility bills, increase your home's value, get tax rebates, and reduce carbon dioxide emissions when you install solar panels. However, the upfront cost of going solar may require financing if you don't have the cash to pay for it.

LanternCredit
What Are Installment Loans?

Editor's note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.

LanternCredit
What Is a Bridge Loan & How to Use It

A bridge loan is a short-term loan that can help your small business in flexible ways. Learn how to use it for your small business and how to apply for one.

SoFi
09/22/2022
What Is a Wrap-Around Mortgage? How Does It Work? | SoFi

A wrap-around mortgage is a form of seller financing that benefits the seller financially and helps buyers who can't qualify for a traditional mortgage. There are risks associated with this kind of creative financing, and alternatives to consider. Traditionally, a buyer weighs the different mortgage types and obtains a mortgage loan to pay the seller for the home.

Business Finance

LanternCredit
How to Become Self Employed: 10 Tips

Tips for becoming self-employed include creating a business plan, understanding taxes, and preparing for retirement. Read on for 10 tips on self-employment.

LanternCredit
EIDL Loan Requirements: What Are They?

Looking for an EIDL loan? Understand requirements to get one, including business size, geography, and number of employees, plus what your business can't do.

MediaFeed
03/28/2023
Is my side hustle considered taxable income? How to tell - MediaFeed

You might think that nontaxable income is money that you can plausibly leave off your tax return. However, that's not the case. Nontaxable income won't be taxed even if you include it on your tax return. On the flip side, leaving income off your tax return won't shield you from taxes.

LanternCredit
Debt-to-Income Ratio for Small Business

Maintaining a lower debt-to-income (DTI) ratio is beneficial for ensuring your business can obtain financing with lower interest rates. Learn more about DTI.

Shippo
Online Platforms Provide Small Business Resources During COVID-19

From supportive announcements to more in-depth programs and enhancements, various online platforms are responding in a wide variety of ways to help small businesses navigate the choppy waters surrounding COVID-19. In some cases, these initiatives may apply to your already-established businesses, while other online platforms are pitching in to help others get started, or to add an e-commerce store to their brick and mortar presence.

LanternCredit
Small Business Bankruptcy: What Are Your Options?

Editor's note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.

LanternCredit
What is Accounts Receivable Factoring? How it Works

Editor's note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.

Savings and Investment Articles

SoFi
03/12/2025
How to Calculate Return on Equity

What's the best way to compare a variety of stock buying options? One commonly used method is a ratio called return on equity, also called return on net worth.

SoFi
03/12/2025
How to Find a Financial Advisor

Discover the benefits of using an advisor, along with tips on how to find a financial advisor, common fees structures, how robo advising works, and much more.

MediaFeed
10/06/2020
Is mobile banking safe? - MediaFeed

People are increasingly relying upon mobile banking apps. A study shows how they are among the most widely used apps in the United States today, along with social ...

MediaFeed
07/06/2020
What type of investor are you? Take the quiz - MediaFeed

Although no two investors are exactly alike, there are patterns of investing and, broadly speaking, there are a variety of investor categories, including: * Passive investor/low-maintenance investor* Active ...

MediaFeed
05/10/2023
How to find an affordable financial advisor near you - MediaFeed

Deciding you're ready to consult with a financial advisor is a first and important step in reaching your financial goals - but finding the right professional for your needs takes some time and effort, starting with a closer look at what you need, exactly. A financial advisor can do many things.

Car Articles

LanternCredit
How Does Leasing a Car Work?

A car lease allows you to use a vehicle for a certain amount of time and miles. Learn more about how leasing a vehicle works along with its pros and cons.

MediaFeed
01/16/2024
9 Tips For Selling A Car In 2024 - MediaFeed

Selling a car privately, rather than trading it in or selling to a dealer, can mean that you get more money for your vehicle. To help you with the process, we

LanternCredit
8 Tips for Negotiating a Car Lease

Negotiating a car lease with your dealer could help you to secure the terms and vehicle you want. Learn eight tips for effective car lease negotiation.

LanternCredit
How to Trade in a Car in 5 Easy Steps

Learn how to trade in a car in a few easy steps: tips from vehicle valuation to negotiating with dealers; pros and cons of trading in your car; and much more.

SoFi
09/03/2023
How to Sell a Car With a Loan | SoFi

Selling a car with a loan differs from selling one that's paid off. Here, you'll learn the steps to sell privately, to a dealer, or trading it in.

LanternCredit
How Does Leasing a Car Work?

A car lease allows you to use a vehicle for a certain amount of time and miles. Learn more about how leasing a vehicle works along with its pros and cons.

LanternCredit
How Much Does an Engine Replacement Cost?

Replacing your car engine may cost thousands of dollars in parts and labor. A replacement engine may cost over $4K. Learn more about your engine repair options.

LanternCredit
Catalytic Converter Replacement Cost

The labor and parts cost of replacing a catalytic converter vary, but the average cost is between $300 to $2,500. Learn about financing a catalytic converter.

LanternCredit
9 Tips for Selling a Car in 2023

Selling a car privately can be more challenging than simply trading in the vehicle. Here are 9 tips to help make selling your car easier and at the best price.

MediaFeed
03/29/2022
Is it ever worth the cost to fix a car engine? - MediaFeed

Whether it's a squeal or a hiss, a tap, a bang, or a knock, when your car engine makes new sounds, it's time to investigate the source. Sometimes the issue is small and easily and inexpensively remedied. Other times, though, you may need to replace your engine.

LanternCredit
Getting Out of Car Leases Early: Complete Guide

Editor's note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money. Getting out of a car lease early is possible, but it can be costly.

LanternCredit
What Is a Car Title? All You Need to Know

A car title is a legal document stating who owns the vehicle, and so the vehicle title changes when its ownership does. Here's more info about this document.

LanternCredit
Car Loan Cosigner Requirements

Editor's note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.

LanternCredit
Is an Auto Loan Secured or Unsecured?

Lenders may offer unsecured car loans without collateral or secured car loans with a security interest to repossess the car in the event of default. Learn more.

LanternCredit
How Much Does Airbag Replacement Cost in 2023?

Editor's note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.

Shipping Articles

Shippo
A Cheat Sheet on USPS Cubic Pricing

USPS cubic pricing can save e-commerce companies substantially on shipping costs. Learn more about this service and how you can qualify for it.

Shippo
An Overview of Shipping Insurance

Shipping insurance-just like other types of coverage-can provide you with extra peace of mind if a shipment goes missing or arrives damaged. In most cases, your shipment will arrive as planned, and in good condition. But as luck will sometimes have it, that's not always the case.

Shippo
Using the Returns Process to Drive Growth

Customer returns don't have to be seen as a negative-use them as an opportunity to delight Two thirds of shoppers say they'll buy more online if free returns are available 95 percent of survey participants said the smoothness of a company's return policy plays a role in their future buying decisions The more liberal you are with your return policy, the more confident you'll appear about the products you sell The Story: As a growing merchant, it's natural to want to focus on driving sales.

Shippo
Modern Warehouses: Current and Future Trends

Speculation exists about the future of warehouses, including the evolving role of human contributions With machine learning, workers are provided the most efficient pathways to fulfill multiple orders Going vertical and underground? Warehouses of the future may look quite different from those operating today The Story: As more and more consumers continue to patronize online businesses, the logistical foundation that supports the entire operation has also been evolving.

Shippo
Coronavirus News: Business Changes, Challenges & Updates

Amazon is greatly reducing text ads and Google Shopping in a way that's dovetailing with their temporary shift towards essential items Some e-commerce and multi-channel brands are paying grocery workers and warehouse staff significantly higher wages and offering bonuses In-store fulfillment is becoming more popular, including grocery store curbside service The Story: It's easy to list the challenges connected to the coronavirus-from public health issues to economic challenges, communication...

Shippo
Historical Shipping and Delivery Stories

As we all get ready to break out the barbecues and coolers for a very different kind of Fourth of July this year, we thought it might be fun to share a few historical bits about shipping and other forms of delivery throughout our history.

Marketing Articles

Shippo
Fostering Relationships Through Website Content

You have a passion for what you do and want to spread the news to exactly the right audience. To do that successfully, you'll need to implement the right mix of marketing strategies for your e-commerce site. Content can play a major role in that mix.

Shippo
An Overview of E-commerce Plugins: What's Right for Your Online Store?

E-commerce plugins allow you to expand the functionality of your online store without the need for customized coding You may want to choose plugins with broader capabilities first and then fill in the gaps with more niche options There are options that come with a suite of different functions, conveniently bundled in one all-encompassing plugin E-commerce plugins can be highly beneficial for online businesses, offering a variety of helpful tools and advanced functionality options via...

Shippo
Building and Fine-Tuning Your Social Media Strategy

Social media usage continues to climb, with nearly 3.8 billion participants Consider a mix of broad and niche social media platforms for your company's social media strategy If you provide posts, tweets, and communications of value-that educate, entertain, and intrigue-then people will be much more likely to read and share

Jottful
Blog content writing: the art of the longform post

This article is brought to you by Kelly Boyer Sagert, an experienced, full-time freelance writer who specializes in writing longform blog posts and is part of an Emmy-Award nominated team. She is also a member of Jottful Community. Build it and

Shippo
A Beginner's Guide to Digital Ads: How They Work, the Benefits, and More

Digital media spend surpassed $145 billion in 2019 For PPC advertising, companies design short ads using keywords A native ad matches the tone and feel of the site where it appears With COVID-19, many advertisers have seen a decline in acquisition at different times of the day The Story: The year 2019 was a massive one for digital advertising.

College Articles

SoFi
02/11/2025
College Financial Aid Terms | SoFi

Exploring college financial aid options? It helps to learn the lingo. Here are definitions of important financial aid terms for parents and students.

SoFi
04/17/2023
3 Summer Job Ideas for College Students | SoFi

When summer rolls around, many college students decide to take a break from their academic courses and take on a summer job. Working isn't just a way to earn some extra money. In some cases, it could also be a chance to gain valuable professional experience. Of course, not all jobs are created equal.

SoFi
07/21/2023
4 Ways to Pay for Your Child's Tuition

Paying for a child's college education is daunting, but savings plans, scholarships, grants, and financial aid programs can help. Learn more.

MediaFeed
02/04/2023
University of California Irvine will cost you this much - MediaFeed

The University of California Irvine is a public research university in Irvine, California, known for its outstanding academic programs. In 2021, U.S. News and World Report named UCI the 9th best public school in the country. Read on to learn about the admissions requirements, the UCI acceptance rate, tuition, financial aid, popular majors, and more.

Home Repair

LanternCredit
4 Deck & Patio Financing Options

Editor's note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.

MediaFeed
11/17/2021
Garage conversion ideas worth the effort - MediaFeed

Consider this: You've decided you need more living space, but maybe you've priced out building a new addition onto your home and it's simply not practical-or maybe there isn't enough space on your property to make it a reality. If your house has a garage, converting it could be a potential solution to adding living space.

MediaFeed
05/20/2021
5 curb appeal ideas for your house - MediaFeed

Sometimes, people want to improve the appearance of the fronts of their homes to help make the house easier to sell-or to get more money from the sale. Other times, they want to make the home look more attractive for their own enjoyment. In either case, there are plenty of curb appeal ideas to consider.

SoFi
06/29/2023
Four Ways to Upgrade Your Home | SoFi

Simple, relatively low-cost upgrades can dramatically improve the look of your home and add to its resale value. Learn which upgrades are worth it.

LanternCredit
Typical Closet Remodel Costs in 2023

Editor's note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.

MediaFeed
04/14/2021
4 ways to upgrade your home - MediaFeed

Upgrades to a home can include interior or exterior changes, and both can add interest and value to a home. Exterior home improvements can add to a home's curb appeal and might include fresh paint, an attractive front door, landscaping or outdoor lighting.

Miscellaneous

TCK Publishing
09/05/2017
15 Tips for Writing Your First Play

First, let's get one thing clear: there is no one right way to write a play. Every writer has their own method, and we all learn and grow as we progress in our playwriting careers. What I'm going to share is how I write plays, and my tips can be modified to fit your writing style.

SoFi
08/18/2023
What is My Liquid Net Worth?

Liquid net worth is the amount of cash and cash equivalents you have. Learn what it can tell you about your financial health and how to calculate it.

SoFi
08/10/2022
How to Write a Will Online in Eight Steps | SoFi

In general, two routes exist when creating a will: hiring an attorney who specializes in estate planning or writing a will online using software and templates. The second path is often used when someone has a more straightforward financial situation.

SoFi
02/13/2025
Four Monthly Bullet Journal Ideas | SoFi

Discover bullet journal ideas to help you control spending, boost financial literacy, find a job, and work on short- and long-term financial goals.

SoFi
09/20/2023
How to Plan for Your Future | SoFi

To achieve your financial goals, you need to make a financial plan. Here's how to create a plan to reduce debt, save money, and invest for the future.

MediaFeed
07/15/2020
What is a financial coach? - MediaFeed

A financial coach works with clients to help them manage their money. These clients typically have challenges that have kept them from effectively managing their finances ...

SoFi
06/21/2023
What is Interest Rate Risk? | SoFi

Higher market interest rates = lower fixed rate bond prices, and lower market interest rates = higher fixed rate bond prices. Read on for more specifics.

MediaFeed
05/07/2021
What is mortgage forbearance? - MediaFeed

When homebuyers take out a mortgage, they're likely dreaming about living out their days in a house of their own-whether that means bedecking the front porch ...

MediaFeed
11/19/2021
Price-to-rent ratio in 52 cities - MediaFeed

Better to buy or rent? The price-to-rent ratio helps to gauge affordability in any city, especially for people on the move, and millions of Americans are, ...

SoFi
04/03/2025
What is Universal Life Insurance?

What is universal life insurance? Universal life insurance plans let policyholders receive the contracted coverage over their lifetime. Here's more info.

MediaFeed
04/10/2023
Want a 6-figure salary? Not so fast - MediaFeed

"Six figures" simply refers to a number with six digits. Typically used with money, the term covers amounts from $100,000 to $999,999. (Once you hit 1 million, you're in seven-figure territory.) Someone with a six-figure salary makes at least $100K. Image Credit: Khosrork / iStock. There is no one right way to earn six figures.

Storyterrace
Interview with a Writer: Kelly Boyer Sagert

Kelly Boyer Sagert is a full-time writer who has published 18 books and scripted numerous plays. She's also the author of the script for Trail Magic: The Grandma Gatewood Story, which was nominated for a Regional Emmy Award (Best Documentary, Historical) and just won a prestigious Chagrin Documentary Film Festival Award.