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I'm a freelance journalist living in Oakland. I work for Oak View Law Group i'e. www.ovlg.com , a leading consumer and bankruptcy law firm based in CA and operational across US. I’m a numbers geek who loves helping others to find the right balance between frugal finances and living life fully.
You need to start investing for retirement as early as possible. Also, you need to pay off your debts as fast as possible. It seems like you might lose your balance, while setting two feet on two different boats, at the same time.
This article is a guest post from Andy at Penny Less Dad that describes the signs that you may be wasting your money (and life), and what to do to regain control. Enjoy! Wasting money and life? You need to start all over again.
Today we feature a guest post by Andy Masaki, a blogger at Penny Less Dad and financial writer associated with OVLG.com. You can also find him fielding queries based on money management topics at various online communities and social media platforms. Debt management is an art!
If you've fallen into a debt rut for reasons unknown, you can use the get-out-of-debt ideas shared here to dig your way out of the mess. There are several online tools to help you pay off your debts. Any basic debt-repayment strategy should have two basic components. They are: Budget: In order to...
A payday loan, also called a cash advance, is a type of short-term borrowing. It's a fast and effective way to obtain a small sum of money (usually under $500) to meet regular expenses or unexpected emergencies.
Roth 401k vs Traditional - Which suits your Goals? If you are in a full-time job, you probably already have a 401(k) - or some other kind of retirement account like a 403(b) or governmental 457(b) where money gets automatically deducted from your paycheck and put into your plan.
This article has been written by Barbara Delinsky. Most people avoid budgeting. After all, who wants the hassle of never being allowed to spend as you wish or live the lifestyle you want? Who doesn't want to splurge and use their money in the most satisfying ways possible?
This is a guest contribution from Andy of Penny Less Dad. Here's here to give you some simple things to consider if you're looking to pay down your debt on a modest income! Life would be a whole lot of easier if we didn't have to fulfill our obligations.
Today's post is from my friend Andy. Enjoy! One month challenge: Powerful tips to save $1,000 in the next 30 days It is a myth that you've to make dramatic changes in your life to save $1000 in a month. Depending on how much experience you've on saving techniques, this money challenge can simply be ...
Hi there, frugal millennials! I'm excited to share this guest post with you from Andy, who writes at PennyLess Dad. Andy hit rock bottom a couple of years ago when he decided to file for bankruptcy. Since then, Andy and his wife have left that dark period behind and are now living a debt-free life with their family.
For a lot of young adults, wills and estate planning does not figure out in their list of to-dos when they are in their 20s or something. But, the fact is, it is important that all people regardless of their age have a proper plan in place for their estates right from the very beginning.
Learn how to keep your cool when talking family finances with your spouse.
Do you want to live life king size? Do you wish to stay in a luxurious and sprawling mansion at complete peace of mind? Perhaps you would if you could get to rent a palatial home at pennies.
Knowledge was never free. There has been a steady rise in the tuition fees in all private and public colleges in the U.S. The rates at which they grew up indisputably outpaced the inflation rates. Today, a college degree costs almost a fortune.