Andy masaki

Andy Masaki

Financial Content Writer

Location icon United States

I'm a freelance journalist living in Oakland. I work for Oak View Law Group i'e. , a leading consumer and bankruptcy law firm based in CA and operational across US. I’m a numbers geek who loves helping others to find the right balance between frugal finances and living life fully.

Cinnamon Sunrise
How to manage debts like a pro and stay happy forever

Today we feature a guest post by Andy Masaki, a blogger at Penny Less Dad and financial writer associated with You can also find him fielding queries based on money management topics at various online communities and social media platforms. Debt management is an art!

What to Do First: Pay Down Debt or Save Money for Retirement?

You need to start investing for retirement as early as possible. Also, you need to pay off your debts as fast as possible. It seems like you might lose your balance, while setting two feet on two different boats, at the same time.

CASH 1: Trusted Since 1997
How to Pay off Payday Loans

A payday loan, also called a cash advance, is a type of short-term borrowing. It's a fast and effective way to obtain a small sum of money (usually under $500) to meet regular expenses or unexpected emergencies.

Budget Factors to Consider When You're Self-Employed

This article has been written by Barbara Delinsky. Most people avoid budgeting. After all, who wants the hassle of never being allowed to spend as you wish or live the lifestyle you want? Who doesn't want to splurge and use their money in the most satisfying ways possible?

The Art of Better
5 Tips for Getting out of Debt on a Modest Income - The Art of Better

This is a guest contribution from Andy of Penny Less Dad. Here's here to give you some simple things to consider if you're looking to pay down your debt on a modest income! Life would be a whole lot of easier if we didn't have to fulfill our obligations.

Believe in a Budget
One Month Savings Challenge - Believe in a Budget

Today's post is from my friend Andy. Enjoy! One month challenge: Powerful tips to save $1,000 in the next 30 days It is a myth that you've to make dramatic changes in your life to save $1000 in a month. Depending on how much experience you've on saving techniques, this money challenge can simply be ...

Frugal Millennial
11 Ways to Save Money in 2016

Hi there, frugal millennials! I'm excited to share this guest post with you from Andy, who writes at PennyLess Dad. Andy hit rock bottom a couple of years ago when he decided to file for bankruptcy. Since then, Andy and his wife have left that dark period behind and are now living a debt-free life with their family.

Real Money Answers
Financial planning: Crucial Documents for Every 20-year old - Real Money Answers

For a lot of young adults, wills and estate planning does not figure out in their list of to-dos when they are in their 20s or something. But, the fact is, it is important that all people regardless of their age have a proper plan in place for their estates right from the very beginning.

Spousal Financial Feuds

Learn how to keep your cool when talking family finances with your spouse.

5 Tips to Save During College and Help Pay off Student Loan

Knowledge was never free. There has been a steady rise in the tuition fees in all private and public colleges in the U.S. The rates at which they grew up indisputably outpaced the inflation rates. Today, a college degree costs almost a fortune.

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